(Ebook) Bank Regulation, Risk Management, and Compliance - Theory, Practice, and Key Problem Areas by Alexander Dill ISBN 9780367367497, 9780429351167, 9781000702514, 9781000702620, 9781000702736, 0367367491, 042935116X, 1000702510, 1000702626

(Ebook) Bank Regulation, Risk Management, and Compliance - Theory, Practice, and Key Problem Areas by Alexander Dill ISBN 9780367367497, 9780429351167, 9781000702514, 9781000702620, 9781000702736, 0367367491, 042935116X, 1000702510, 1000702626

Bank Regulation, Risk Management, and Compliance is a
concise yet comprehensive treatment of the primary areas of US banking
regulation–
micro-prudential, macroprudential, financial consumer protection, and AML/CFT
regulation–and their associated
risk management and compliance systems. The book’s focus is the US, but its prolific use of standards
published by the Basel Committee on Banking Supervision and frequent
comparisons with UK and EU versions of US regulation offer a broad perspective
on global bank regulation and expectations for internal governance.

The book establishes a conceptual framework that helps
readers to understand bank regulators’expectations for the risk management and compliance
functions. Informed by the author’s experience at a major credit rating agency in
helping to design and implement a ratings compliance system, it explains how
the banking business model, through credit extension and credit intermediation,
creates the principal risks that regulation is designed to mitigate: credit,
interest rate, market, and operational risk, and, more broadly, systemic risk.
The book covers, in a single volume, the four areas of bank regulation and
supervision and the associated regulatory expectations and firms’governance systems. Readers desiring to study the
subject in a unified manner have needed to separately consult specialized
treatments of their areas of interest, resulting in a fragmented grasp of the
subject matter. Banking regulation has a cohesive unity due in large part to
national authorities’agreement to
follow global standards and to the homogenizing effects of the integrated
global financial markets.

The book is designed for legal, risk, and compliance
banking professionals; students in law, business, and other finance-related
graduate programs; and finance professionals generally who want a reference
book on bank regulation, risk management, and compliance. It can serve both as
a primer for entry-level finance professionals and as a reference guide for
seasoned risk and compliance officials, senior management, and regulators and
other policymakers. Although the book’s focus is bank regulation, its coverage of corporate
governance, risk management, compliance, and management of conflicts of
interest in financial institutions has broad application in other financial services
sectors.