(Ebook) Insurance for Dummies by Jack Hungelmann ISBN 9780470464687, 9780470530085, 0470464682, 0470530081

(Ebook) Insurance for Dummies by Jack Hungelmann ISBN 9780470464687, 9780470530085, 0470464682, 0470530081

Now updated — your guide to getting the best insurance policyAre you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time.Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your lifeTake your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjustersUnderstand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuitsBuy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gapsManage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insuranceOpen the book and find:The best life, health, home, and auto policiesStrategies for handling the claims process to get what you deserveTips on adjusting your deductible to suit your lifestyleHow to navigate healthcare policiesWays to reduce your risk and your premiumsCommon traps and loopholesConsiderations for grads, freelancers, and remote workers